Business Loans
At Fab Capital, we believe that every business—whether a startup, SME, or established enterprise—deserves the right financial support to grow, compete, and thrive. Our business loan solutions are crafted to provide quick access to funds without the lengthy procedures or complex terms.
Whether you need capital for expansion, purchasing equipment, hiring staff, managing cash flow, or meeting any short-term or long-term needs — we’ve got your back.
Why Choose Fab Capital for Business Loans?
- Instant Approvals
- Flexible Repayment
- Attractive Interest Rates
- Minimal Documentation
- 100% Digital Process
Frequently Asked Questions
1. What does Fab Capital do?
Fab Capital is India’s largest loan distributor, bridging the gap between borrowers and financial institutions. We facilitate loan applications, process documentation, and connect customers with banks, NBFCs, and private lenders for seamless financing.
2. How does Fab Capital help in securing loans?
- We assess your financial profile and recommend the best loan options.
- We streamline documentation to fast-track approvals.
- We negotiate with financial institutions to secure the best terms.
- We ensure smooth disbursal of funds with minimal hassle.
3. Loan Process – From Onboarding to Disbursal
Step 1: Loan Application & File Onboarding
- Timeframe: 1-2 Days
- Process: Customer submits loan application along with basic documents.
- Required Documents: PAN Card, Aadhaar Card, Income Proof, Bank Statements.
- Timeframe: 2-4 Days
- Process: Fab Capital evaluates financial eligibility, creditworthiness, and loan feasibility.
- Documents Required: CIBIL Report, Property/Asset Details (for secured loans).
- Timeframe: 3-5 Days
- Process: We submit your application to multiple banks/NBFCs/private lenders.
- Outcome: Lenders evaluate and shortlist eligible applications.
- Timeframe: 5-10 Days (depending on loan type)
- Process:
- Financial institutions verify documents and credit profile.
- Physical verification of collateral (for secured loans).
- Documents Required: KYC, Income Tax Returns (ITR), GST Returns, and Business Financials.
- Timeframe: 7-15 Days (subject to lender’s process)
- Process:
- Loan approved based on financial and risk assessment.
- Sanction letter with loan amount, tenure, interest rate, and repayment terms issued.
- Timeframe: 3-7 Days
- Process:
- Borrower signs final loan agreement.
- Submission of legal documents (for property-backed loans).
- Additional compliance checks.
- Timeframe: 2-5 Days
- Process:
- Funds are transferred to the borrower’s account.
- Final disbursal documents are issued.
4. Loan Types, Timeframes & Required Documents
Loan Type | Timeframe (Approx.) | Documents Required |
| Personal Loan | 5-10 Days | PAN, Aadhaar, Salary Slips, ITR, Bank Statements |
| Home Loan | 10-15 Days | Property Papers, Income Proof, Bank Statements |
| Top-up Home Loan | 5-7 Days | Existing Loan Documents, Updated Income Proof |
| Vehicle Loan | 5-7 Days | RC Book, Income Proof, Bank Statements |
| Business Loan | 10-20 Days | Business Registration, GST, ITR, Financial Statements |
| Loan Against Property | 15-25 Days | Property Documents, Income Proof, Legal Clearances |
| Gold Loan | 1-2 Days | KYC, Gold Valuation Report |
| Education Loan | 7-15 Days | Admission Letter, Income Proof, Collateral (if required) |
| Working Capital Loan | 15-30 Days | Business Financials, GST, Invoices, Projections |
| High-Value Corporate Loans | 30-60 Days | Audited Financials, Business Reports, Security Papers |
5. What factors affect loan approval?
- Credit Score & History
- Income & Repayment Capacity
- Existing Debts & Liabilities
- Collateral Value (for secured loans)
- Business Financials & Stability
6. Can I apply for multiple loans simultaneously?
Yes, but excessive loan applications may impact your credit score and approval chances.
7. How can I track my loan application status?
You will receive regular updates via email, SMS, or through our customer support team.
8. Who do I contact for further assistance?
For any queries, contact our representative or support team through contact us page.