Partner with us
Capital at Speed — Payouts at Scale
Partner with Fab Capital to facilitate credit solutions for your network. Not just commissions — faster payment releases, guaranteed.
Support
A dedicated capital specialist provides end-to-end support, ensuring a seamless experience for your clients.
Payouts
Elite commission programs for our partners — powered by Fab Capital.
Email us at: hello@fabcapital.in
Capital Solutions for Startups and SMEs.
Fab Accelerate
Fab Expand
Fab Enterprise
EMI Calculator
Calculator Information
The Equipment Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. The Product selected determines the default interest rate for personal loan product. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.
Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.
Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.
Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.
Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.
Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.
Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Calculate your EMI here
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
|---|
Frequently Asked Questions
1. What is Fab Capital?
Fab Capital is a next-generation, technology-enabled debt marketplace platform designed to empower capital access to start-ups and growth-stage enterprises. The company operates as a Lending Distribution Partner (LDP), collaborating with leading public sector banks, private banks, and NBFCs across India to deliver structured debt solutions for start-ups and SMEs.
2. Is Fab Capital an NBFC?
No. Fab Capital is not a Non-Banking Financial Company (NBFC) licensed by the Reserve Bank of India (RBI) and does not lend from its own. Instead, it operates as a debt marketplace platform that connects businesses with lenders (including banks and NBFCs). All credit decisions, approvals, and disbursements are made solely by the respective lending institutions.
In simple terms
• An NBFC is a regulated financial institution that can directly give loans/credit and is registered with the RBI.
• Fab Capital helps businesses find the right loan offers from actual lenders (NBFCs, banks, funds).
3. How Fab Capital works?
- Sign-up on fab capital platform as a startup/SME.
- Link your business financials (GST, bank statements, revenue data).
- The platform evaluates eligibility and matches the business with suitable lenders from our network (banks, NBFCs, funds).
- You get multiple loan options (working capital, venture debt, invoice financing, structured credit).
- You choose the loan offer you like — but the actual lender (an NBFC or bank) is the one who provides the money.
- In one sentence: You apply once → AI matches lenders → you review offers → choose best terms.
Fab Capital acts as a debt advisory and marketplace platform; it does not provide loans directly.
4. What types of capital solutions does Fab Capital facilitate?
Fab Capital connects businesses with lenders offering a wide range of debt products tailored to business stage, revenue profile, and funding needs.
- Working Capital Loans
Funding for operational expenses such as salaries, inventory, and vendor payments. Certain facilities may be collateral-free depending on eligibility.
- Term Loans
Medium- to long-term financing for expansion, capital expenditure, or business growth.
- Invoice Financing / Discounting
Early access to funds against receivables to manage delayed customer payments and improve cash flow.
- Venture Debt
Non-dilutive funding for venture-backed startups seeking capital without additional equity dilution.
- Structured & Asset-Backed Financing
Customized financing linked to assets or collateral, typically for mature SMEs and late-stage startups.
Other Specialized Products
Depending on lender programs and borrower profile:
Cash-flow financing
Revenue-based financing
Vendor financing
Operating leases
Fab Capital’s lender network collectively offers 30+ debt products across borrower segments.
5. How is Fab Capital differentiated from conventional lending channels?
Digital-first capital discovery architecture
- Institutional underwriting insight
- Specialist-led deal structuring
- Radical process transparency
- High-velocity execution frameworks
The goal is to make debt fundraising more predictable, efficient, and strategic.
6. What role does technology play in Fab Capital’s model?
Technology is the backbone of our operating model. Our digital infrastructure enables precision borrower–capital matching, data-driven assessment, process visibility, and accelerated deal workflows — transforming debt fundraising from a transactional exercise into a structured, technology-governed process.
7. Who Are the Major Lenders (Partners) on the Platform?
Fab Capital connects borrowers to a network of banks, NBFCs, funds, and institutional lenders.
- 120+ institutional lenders
- 600+ NBFCs
- 50+ banks
- Debt funds, family offices, and development finance institutions (DFIs)
This wide network allows borrowers to compare multiple financing options in one place.
8. What principles govern Fab Capital’s capital advisory approach?
Our advisory framework is anchored in:
- Structural rigor
- Market intelligence
- Capital efficiency
- Founder-aligned outcomes
- Absolute transparency
- Time-bound execution discipline
We treat capital not merely as funding — but as strategic infrastructure for growth.
9. How does Fab Capital maintain transparency in transactions?
We institutionalize transparency through structured evaluation, clear lender communication, defined milestones, and visibility across every stage of the capital journey — ensuring founders operate with informed confidence, never ambiguity.
10. Does Fab Capital offer end-to-end capital lifecycle support?
Yes. From capital strategy design and instrument selection to lender engagement, negotiation, documentation, and closure — Fab Capital delivers a fully managed, end-to-end capital execution experience.
11. What outcomes can companies expect when working with Fab Capital?
Companies can expect accelerated access to debt capital, superior structuring, predictable execution, and strategic funding alignment — enabling them to scale faster, operate stronger, and build with long-term financial resilience.
12. Types of Loans
Working capital, term loans, invoice financing, venture debt, structured & asset-backed financing, revenue-based options & more.
Fill in Your Details
to Get a Call Back from Our Team
Copyrights © 2026 Fab Capital. All Rights Reserved.